Things People Say When I Tell Them I’m Making The Switch

Everyone knows that I’m making the switch. Big surprise, right?  However, when I tell certain people that I am making the switch, I tend to get the crazy eyes. People usually think I am insane and/or don’t believe me.

I received much more resistance to my self-employment idea a couple of months ago, but lately everyone seems to be coming around. This of course makes me happier, but some of the things that people have told me just make me laugh. And that’s why I’m sharing everyone’s thoughts with you today.

Some think I’m making a huge mistake.

These people have no problem with telling me that they think I am making a huge mistake. I kind of understand where people are coming from. I have a stable job where I make decent money, and I am about to just throw it all away.

Also, I do have three finance related degrees, so I’m sure people are confused as to why I want to make the switch to freelancing. I don’t regret my degrees at all, and I am still 100% happy that I have them.

Some think I am just running away.

Certain people think that I am just running away from my job, which I just find hilarious! I’m not running away from problems at all.

Some think my plan is horrible and that I am acting like a child.

When I tell certain people my plan, they tend to think that I just want to freelance and enter the self-employment world because I’m being lazy and don’t want to act like an adult. UM HELLO?! Since when does working for yourself make you a baby?

Some people also ask me if I have thought about things such as taxes or insurance. Yes, I have thought about these. I would never just make the jump without researching and knowing as much as I can.

Some just think I am “lucky.”

When I tell certain people about my self-employment switch, they tell me that I am lucky and that it would be nice if they could just “do nothing” for the rest of their life. I do a lot! I’m not just sitting here for 5 minutes each day and calling it a day right after that.

Some don’t see it as sustainable.

I published my extra income post yesterday on Making Sense of Cents, and in it I stated that I made $11,117 in extra income in July. My income has been growing drastically each month. Just in the beginning of last year, I was making $0 in some months.

A couple of people who I have talked to have told me that my freelancing is not sustainable. Is anything extremely stable?  Everyone should be growing and adjusting their skill set constantly, and this is what I plan on doing.

Also, we will still be saving a significant amount of money each month, and that will help us in months where I don’t do as great.

This is also why I am constantly working on diversifying my income. I want both active and passive income.


To calm everyone’s nerves:

I am not making a mistake. At least I don’t think I am. I think this is actually the best decision of my life. I am very excited and I cannot wait 🙂

I’m not running away. If anything, I am running towards a new start in my life.

My plan is almost 100% thought out, and I’m living my life. Yes, I could plan a little bit more probably, but I don’t think I’m making a life or death decision.

I have worked very hard, and am very grateful for everything that I have. Yes, I will have more free time, but that is only because I have been working 100 each week for YEARS now. I deserve some down time.

I will grow as the industry changes.


Have people ever looked at you crazy when you decided to change your career?

If you are on the financial independence route, how do people react when you tell them that?

Disadvantages/Negatives of Working From Home

OfficeLast week, I talked about how I’m super excited to start working from home, and all of the positives that go along with it (such as no pants and making your own schedule, haha). However, there are some disadvantages and I would like to talk about them.

To me, the positives of working from home greatly outweigh the negatives. The negatives don’t bother me all too much, and it’s much better than dragging my butt to work everyday at a place that I am not in love with. However, I have met a couple of people who say that they hate working from home and prefer to work in an office environment.

You’re always working

Working from home and freelancing means that you’ll most likely devote more time and always feel like you are working because of the environment that you are in.

Also, running your own business almost always equals more work, because you don’t want to see your business fail. So many freelancing professionals work over 80 hours per week, it’s almost like it’s normal!

I know that eventually my freelancing will probably take over my life, but I am fine with that! I just want a healthy balance, and I want to be able to devote more time to my freelancing. I also want to enjoy what I am doing.

Feeling lonely

If you are used to working in a very social environment, then working from home will be a complete shock to you most likely. You might miss the daily interactions with your coworkers and lunches out. I eat by myself everyday and have almost no interaction at my job (it’s a very, very small office that I’m in), so this won’t be a big change at all.

Most of my friends and W have a different work schedule than I currently do, so I will have more time to see everyone when I start working from home.

You might get easily distracted

Working from home can be great but you need to be really focused. It is all too easy to start procrastinating and turning on the TV instead of working. Life without a schedule can prove to be difficult as well, and a person needs to be very self-motivated.

Having children and working at home can always be a big distraction as well. I know of many people who send their children to daycare or a babysitter a couple of days a week so that they can get undistracted work done.

Losing benefits/stability

A negative of freelancing 100% (so, this is not entirely related to working from home because some people work from home but still work for a company), means that I will lose my stable income from my job. I will also lose my free benefits such as their contribution to my SEP and health insurance.  Success means I have to take risks, right?

Would you work from home?

Positives of Working From Home

Home OfficeHey everyone! Today’s post is all about working from home. All I can think about lately is how I’ll be working from home soon and how much better life will be.

Yes, I do realize that self-employment isn’t all butterflies and beaches, and that there will most likely be some negatives, but for right now, I do think working from home will be awesome and that I will enjoy it. Doing what I love and not having to dread every single morning that I wake up? Sounds amazing!

Next week I will talk about the disadvantages, because I do need to be realistic. Stay tuned and enjoy!

I enjoy what I do

One thing that I do every morning is stare at the ceiling. And then I get in my car and stare at my steering wheel for a couple of minutes. I obviously dread my current job and I cannot wait to switch it up and do what I love. I would love to be able to wake up and not want to run away!

I can work when I want to and create my own schedule that will work best for me. Some say that the lack of in-person social interaction will bother me, but I can honestly say that it won’t because right now I work pretty independently at my current job.

No traffic and no commute

My current job isn’t too far away from where we live, but it is around 11-12 miles or 15 minutes away. This means that I get to save on gas costs, and I also get to save time.  On some days there can be really bad traffic and it will take me 2 hours to get to work, and I have even spent 3 hours trying to get home. And when school is back in session, my driving time is always longer. Right now in the summer it’s not as bad, but school does start back up again soon, ugh.

Not having to deal with bad drivers and traffic everyday will be nice!

More time

I hopefully won’t completely lose myself. I will still shower everyday haha! But I will be able to save some time as I won’t have to get ready for a business dress job everyday. With no commute and not spending so much time getting ready everyday, I will probably save around 1-2 hours each day.

And since I won’t be working my day job, I will be able to give my freelancing my 100% focus, and I think I will be able to complete tasks much quicker. Working at 1 a.m. like I usually do is just not when I am the best at what I do. I am half asleep trying to complete stuff which means that everything takes longer!

I can work with my dogs in my lap

Who wouldn’t want this? I love my pups! Eventually within the next couple of years we will start having children as well, and working from home is my ideal situation. Work-at-home mom for the win!

Would you ever want to work from home? Why or why not?