Is Foreign Real Estate a Viable Option for You?

Most people realize that real estate is the single biggest investment they are likely to make in their lives. For folks thinking of purchasing a property abroad, this can be a terrific investment opportunity, provided things are done correctly. For starters, not every seemingly attractive real estate opportunity is worthy of consideration. Multiple factors need to be taken into account, including the economic stability of the country, the political system, the cost of living, et al.

These are but a few of the many factors that must be weighed up before taking hard-earned money and investing it abroad. Believe it or not, investment in foreign property can have significant profit potential. Many investors have been known to generate a substantial net worth by carefully picking their real estate investments abroad. Unlike e-commerce which is limitless in possibilities, land is limited. It is a finite resource that is never going to increase. With a burgeoning population, demand for land has only one way to go. Tremendous value stands to be gained from investing in emerging market economies like Brazil, Russia, India, China, and South Africa – the BRICS countries.

Consider Investments in BRICS Countries

As a case in point, consider the tremendous returns that are possible with a small down payment on a condominium in Brazil. Investors routinely generate returns in the region of 50% – 70% over relatively short periods of time. And all of this is possible with a 20% down payment. It comes as no surprise that in an inflationary climate, real estate tends to hold its value and appreciate over time. The same cannot be said of money in the bank, cash under the mattress, or other traditional safe-haven assets like gold, silver, zinc and the like.

True, property bubbles occur from time to time, but the asset remains regardless of the price fluctuations. Unlike stocks which can be wiped out overnight, a home remains grounded in rock solid foundations. In time, most real estate investments will eventually appreciate and revert to the mean in terms of value. Outside of first world countries like the US or Canada, there are many lucrative investment opportunities for people seeking such options.

Real Estate Remains a Viable Option for Many Investors

Contrary to popular opinion, most Brazilians are now in the middle class. A burgeoning credit market has opened and clients – domestic and international – have access to lines of credit for mortgages. Rising demand in emerging markets has fueled a rush of foreign investors to purchase property abroad. Sometimes these markets are not as stable as they appear on the surface. Brazil has been rocked by malfeasance and scandal at the highest level, and currency instability is indeed a source of concern.

However, for foreigners coming with USD, GBP, EUR, or JPY, this is a godsend. If you’re thinking of plowing money into an emerging market economy, be sure that the capital is geared at high value transactions. Real estate is certainly a viable option when you’re looking to diversify your portfolio and generate tremendous returns. Always be sure to use professional money transfer services when you’re conducting foreign real estate transactions. There are many swindlers out there, pretending to be land owners with title deeds to properties that you want to purchase. Everything should be done through a solicitor, or a licensed company.

What Are Some of the Benefits of Purchasing Real Estate Abroad?

For starters, land can be used for multiple purposes. It can be used for tourism purposes, business purposes, or for agricultural usage. It is no surprise that more people in Brazil, Colombia, Ecuador, China, Russia, and South Africa are moving into the middle class and consuming more high-value foods such as beef, lamb, pork and the like. Land that is purchased for these purposes is certainly valuable. Perhaps the most beneficial reason people purchase land abroad is cash flow in an alternative currency. This is known as portfolio diversification, and it warrants careful consideration.

You should always evaluate your appetite for risk when diversifying your portfolio into real estate holdings abroad. Sometimes, this proves to be the best option given your unique circumstances. We have already alluded to real estate being a hedge against inflation, and it is certainly better than investing in a foreign country’s currency. Land is a finite resource, and provided you purchase appropriately (location, location, location), you can turn a handsome profit.

Staying Productive: Common Issues That Could Affect Your Delivery Firm

If you’ve started a delivery or courier company in recent months, you probably want to become as productive as possible. At the end of the day, that is how you make the highest profits. However, there are lots of common issues that could create stumbling blocks. If you’re new to the industry, you might have overlooked those problems during your initial research. Considering that, we’ve highlighted some of them on this page. Use the information to create backup plans that mean your operation won’t halt if these things happen. If you manage to do that, your new business should go from strength to strength.

Drivers getting in trouble with the police

You will no doubt employ lots of drivers to make deliveries for your firm. That’s brilliant because it means you can keep lots of clients and customers happy. However, you face a problem if one of your workers gets in trouble with the police. That can happen if they are drunk behind the wheel or something similar. Specialists from say those incidences are on the rise across the US. While you don’t have to worry about going to court or paying fines, the arrest could affect your operation. That is because you will lose a driver and have to employ someone new.

Rising fuel and insurance costs

Both fuel and commercial driver’s insurance has increased in price during the last three years. Experts say that trend isn’t going to stop anytime soon. You need to make predictions for the future when it comes to creating your growth plan. Assume that prices will continue to rise, and ensure you can still make a profit. At the end of the day, your company is going to crumble if you can’t afford the hikes. There are, however, ways in which you can combat the expense. For example, you can purchase all your insurance from the same company. You can also buy fuel in bulk in some instances.

New customs fees and regulations

If you deliver products overseas, you have to keep a close eye on new customs taxes and rules. That is because the US government could increase their taxes at any time. They could also put new regulations in place that relate to products you supply. For that reason, it makes sense that you should employ the services of an experienced legal professional. That way, you will get a heads-up whenever alterations are made to the current scheme of things. Still, you can find most of the information you require at  If you fail to have the right information, you could get into lots of trouble when your drivers reach the docks.

Now you know about some of the most common issues affecting delivery firms, you need to design your strategy. Make sure you can always continue working even if the worst occurs. That might mean you have to increase prices or change your approach. However, it’s better to do that ahead of time. That way, you can weather whatever storms might you might encounter during the coming years.

Good luck! We wish you every success.

Important Factors to Consider Before Starting a Career in Finance

Are you unsure about what career to pursue? If so, a career in a finance-related discipline may be the career for you. With a wide range of careers to choose from, you have the potential to start a successful and lucrative career in this area. However, before you choose to do this type of work, there are certain factors you need to consider first.

Your Suitability

First of all, you have to ask yourself some serious questions and determine whether or not you have the personality required to work in this area. The main skills and personal attributes you require include excellent communication, analytics, numeric, and logical skills. It’s also crucial to have a keen interest in business, as well as being able to work as part of a team and also on your own.


To progress in any financial field, you need to have some kind of formal education and training. It’s not always practical to attend classes or lectures in a university of college. If this is the case, there is always the option of enrolling in an online accounting masters degree. Completing a masters of accounting program will provide you with the skills and knowledge that are required to start a rewarding career that will be in-demand throughout your working life.

Getting Experience

Once you have obtained a high-quality finance-related qualification, you then need to put the theory you have learned into practice. This means you will need to get industry experience in your chosen area. Getting this work experience often requires trainees to work for a low wage, but the experience gained is invaluable and it will give you a greater insight into this sector.

Area of Expertise

As mentioned earlier, there are many different finance career paths you can follow. It may take some time to find out which area you eventually want to specialize in. The most common and most rewarding careers available to finance professionals include budget analyst, certified public accountant, chief financial officer, financial advisor, financial analyst or a financial manager.

Networking and Associations

Like any industry, it’s vital to make the right connections in the financial world. Taking this action has the potential to lead to important friendships and partnerships, which can help you find work or grow your business if you work for yourself. To make these business connections, you should consider joining associations like the Association for Financial Professionals and local business networking organizations.

Work for Yourself or For Someone Else

Employers are always looking for people to fill a wide range of financial roles and there are plenty of opportunities to work for one of these companies. However, if you want more control over your destiny and the opportunity to make more money, you may want to consider working for yourself.

Deciding to start a career in finance could be the best decision you ever make. However, before you set out on this journey, make sure you are aware of the points above and that you are suitable and have the necessary motivation to follow this career path.