Why pay out more than you have to? It is something that many people think, but seem to forget all about when it comes to their own finances. In fact, too few people know how to save on every day, and mundane costs, something that might not be all that much money on their own, but sure can add up over the long term! To that end, check out the guide on every day money saving strategies below.
Coupons are well worth using.
Now, whether you are an avid fan of the show Extreme Couponers that you can see in the video below, or not, using coupons in your own life is something that can save you a decent amount of money.
In fact, here in the US, we are lucky enough to have coupons that offer products at a greatly reduced price, or even for free. Some coupons, when combined with smart shopping, can even mean you get paid to take products home from the store, reversing the entire transaction process completely. That is why clipping and using coupons is an action you need to add to your everyday money-saving arsenal.
Spread payments need to be interest-free.
Hands up if you spend hours online looking for the best insurance, or loan quote? Well, you are not alone as many of us see the value in this. Sadly what too many folks forget is that if you then choose to spread your payments out over a year, it can cost extra because of the interest that is charged for the privilege of doing this. Something that can end up eating the saving you have made!
With this in mind, looking for products and services with spread payments that are interest-free like the high-risk car insurance offered at https://servoinsurancebrokers.com/high-risk-auto/ is an important money saving tactic that you also need to aware of. Especially as so many products are offered on these terms.
Negotiation is not a dirty word.
Shopping is simple, right? You go into a store find the item you want, look at the price ticket, check you can afford it, and then make your purchase. However, that isn’t necessarily what the process of shopping needs to be.
In fact, for some types of items, it is OK to negotiate an haggle down the price as suggested in this post :https://jezebel.com/5875539/how-to-negotiate-for-a-lower-price-on-anything. Obviously, you have to be sensible with this tactic, and I’m not suggesting you haggle down the price of a single apple unless you want to start annoying shop owners in your town.
However, for bulk buys and electronics items you may find that there is more leeway on the price, or that the vendor can throw an additional bonus item in to seal the deal.
In particular, if you are happy to take a display model rather than one that is still factory sealed you can get some great bargain in this way. Something that makes it another smart tactic to add to your money-saving arsenal.