What To Do When You’re Suddenly Out Of Work

Becoming rather suddenly unemployed is a horrible feeling. If you’ve been fired, it’s demoralizing, but even if you’ve quit the job, entering the unemployed world can be rather daunting and overwhelming. If you’re still employed but you’ve found yourself out of work due to an injury or illness which might take you weeks or months to overcome, you have the comfort of job security but the same financial fears as any other unemployed person. Knowing how to handle this brave new world is difficult, but here are some financial tips for those of you who have suddenly found themselves out of work and in need of monetary stability.

Find new work.

This only applies if you’ve been fired or quit your job, obviously, but this should be the first thing on your agenda. As explained on diversifiedfinances.com, you need to be dedicating a certain amount of time per day to searching for jobs, as it’s a lengthy process, and, even if you wanted some downtime after the stress of your previous employment, you’re going to get that downtime simply by waiting for employers to respond to your applications and dealing with rejections until somebody hires you. Waiting to get started is simply going to leave you in a financial mess for even longer.

You need to be using all avenues available to you, as well. You need to be signing up to job sites, walking to your local job center to see what suggestions they have and contacting any individuals with whom you might have connections in your respective industry. You don’t need to spend the entire day doing this, but you should be doing it every day in order to ensure you don’t miss the perfect opportunity. A decent role at a decent company is likely to be snapped up by the best of the best candidates very quickly.


If an injury or illness has only put you out of work temporarily, then recovering from such a financial blow may not be as difficult as you might think; if you’re only on sick leave for a few weeks and you know you’re returning to your job afterwards, you at least have the security of knowing that you’re not unemployed. The only problem is managing your finances whilst you recover from your injury or illness. Luckily, there are ways to support yourself through your employer and the state.

There will hopefully be the opportunity to receive sick pay from your company whilst you recover, and you could also check out options such as mydisabilityattorney.com if you want to make a claim for benefits to which you might be entitled. It all depends on your specific illness or, if you’re injured, whether the accident was your fault or not. If it was a workplace-related injury and it was the fault of the employer, there may be further financial routes open to you if you take the legal route to resolving the matter. Of course, you could simply discuss it with your boss if you want to avoid conflict.


As suggested over at wisebread.com, budgeting is your new friend when you’re unemployed, and it might teach you some clever tricks for life back in employment too, given that this is hopefully just a temporary bump in the road. There are so many expensive things on which we waste our money, and you could take this time off work to draw a clear line between the necessities and luxuries in your life. You might be surprised how many things you could cut out of the weekly food shop.

Leave a Reply

Your email address will not be published. Required fields are marked *